Instead of the literal transaction of "Your card is on file" I choose to translates the action that the user has done thus why the card is on the file, the english translation of my translation would be : "Previously, you saved %@. To pay with this card, please enter the password from your 2-Stop-Verification" The reason why I choose this non-literal translation is because I believe this is easier to understand for Indonesian and would not raise question such as "Why do you have my card?"